AboutUS
JOHORCREDIT is a trusted licensed money lender (Kredit Komuniti) company under (WISE CAPITAL CREDIT SDN BHD) approved by the Ministry of Urban Well being, Housing and Local Government under the Money Lenders Act 1951.
JOHORCREDIT also offer professional, friendly and fast loan consulting services for government & private employees, including those who have been blacklisted. Our goal is to resolve your financial complexities promptly. We have different instalment payment schemes customized to suit your requirements at very low interest rates to reduce the financial burden of our clients.
JOHORCREDIT are providing such services to make Malaysian be more convenience and easy for loan application for the emergency fund you needed. JOHORCREDIT team are here to provide individuals the financial planning advice and tools that helps them to spend wisely.
Reason To Apply
01
Transparent
There will be no upfront or hidden charges from us.
02
Quick Approval Process
The Loan will approved within 30-60 minutes after evaluated all the documentation.
03
Flexible Repayment Tenures Up To 48 Months
We will create a most suitable package that suitable based on the Credit Score and spending habit.
04
Lowest Interest Rate In The Market
Easy monthly installment with the most lowest interest rate among the market.
05
Strictly Follow SOP KPKT and Bank Procedure
To make sure every step and procedure is following the laws
06
No Deposit and Collateral Required
To prevent from scam and fraud
OurProduct and Services
Personal Financing
Financial Consultant
Personalised Financial Assistance
Easy-to-pass Eligibility Assistance
Debt Consolidation
Easy-to-pass Eligibility Assistance
Debt Consolidation
Loan ApplicationEligibility
Malaysian
Need to be Malaysian from age 18 – 60.
EPF Contributor
Need to be constant EPF contributor.
Salary Requirement
Minimum salary of RM1,200 and the salary must pay through bank account.
Documents Required
Payment Method
Proof of Identity (NRIC)
Photocopy IC (Front & Back)
Proof of Income
Latest 3 months payslip, bank statements and EPF statement.
Proof of Address
Latest Utilities bill (Electric or water bill)
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Proof of Identity (NRIC)
Photocopy IC (Front & Back)
Proof of Income
Latest 3 months payslip, bank statements and EPF statement.
Proof of Address
Latest Utilities bill (Electric or water bill)
| LOAN AMOUNT (RM) | MONTHLY PAYMENT (RM) | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Sample #1 | Row 1, Content 1 | Row 1, Content 2 | |||||||
| Sample #2 | Row 2, Content 1 | Row 2, Content 2 | |||||||
| Sample #3 | Row 3, Content 1 | Row 3, Content 2 | |||||||
Direct Debit (e-Mandate)
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